Travel money made simple

Choose the best mix of card and cash before you fly.

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Quick calculator

Travelling from Travelling to

Current FX rate 1 SGD = 0 IDR

Before card, ATM, or counter costs.

I plan to spend

SGD

That gives about

LKR

Type either amount. We estimate the best mix after card, ATM, and cash-exchange costs.

Card spend

SGD

Cash needed

SGD

Use this when part of the trip is card-friendly and part needs cash for markets, taxis, tips, small shops, or backup.

Trip length Cash use

Card first, cash backup Pay in local currency, avoid airport bulk exchange, and withdraw cash in fewer planned runs.

Best choices for this trip

At card machines Choose local currency. Decline home-currency conversion.

For cash Withdraw or exchange fewer times. Fixed fees add up quickly.

At airports Use only for starter cash. Rates are usually weaker.

Places checked 10 origins + 10 destinations

We cover popular travel corridors first and keep expanding by demand.

How we pick Final value after likely costs

Read the method for rates, fees, and ranking rules.

About Part of ZayGuide

A practical travel planning tool for comparing money choices before a trip.

Important: ZayGuide FX helps compare possible travel-money outcomes. Rates, card fees, ATM owner fees, app limits, and exchange-counter prices can change. Always confirm the final amount before paying, withdrawing, or exchanging.